One platform for all ABL assets
From inventory and receivables to borrowing base calculations, monitoring and portfolio intelligence. Finterface transforms fragmented borrower data into a trusted operating model for modern Asset-Based Lending.
Built for automation today. Designed for intelligence tomorrow.
Built to work with your existing lending infrastructure
Finterface complements existing core banking and lending platforms by adding a specialised Asset-Based Lending data and monitoring layer. We connect borrower systems, standardise inventory and receivables data, and provide the trusted foundation required for automation, monitoring and future intelligence.
Integrations, data capture and standardisation
Connect inventory, receivables and borrower data from multiple source systems. Transform fragmented data into one trusted ABL data model for automation, monitoring and portfolio intelligence.
- Connect ERP, WMS, accounting and borrower systems
- Capture and validate inventory and receivables data automatically
- Standardise borrower data into one consistent ABL model
- Create a foundation for calculations, monitoring and intelligence
Automated borrowing base calculations
From inventory and receivables to auditable borrowing base calculations. Apply consistent lending logic, covenant checks and risk policies across every borrower and reporting cycle.
- Automated inventory and receivables borrowing base calculations
- Configurable eligibility, reserves and advance rate logic
- Embedded covenant checks and policy controls
- Transparent, auditable and reproducible outputs
We cracked the inventory code.
The most complex asset class in ABL, transformed into trusted lending intelligence.
Real-time monitoring and portfolio oversight
Monitor collateral quality, portfolio exposure and borrower performance continuously. From Key Risk Indicators and Risk Scores to exception management and early warning signals.
- Real-time collateral and portfolio monitoring
- Key risk indicator intelligence and scoring
- Automated exception management workflows
- Early identification of emerging portfolio risks
From fragmented and manual to one source of truth
✕ Monthly reporting cycles
✕ Manual processes and spreadsheets
✕ Fragmented borrower data
✕ Reactive portfolio monitoring
✓ Real-time data and insight
✓ Automated borrowing base calculations
✓ One source of truth across the portfolio
✓ Proactive collateral and risk monitoring
AI-Assisted Lending. From monitoring to intelligence.
The same data foundation that powers automation and monitoring today enables the next generation of lending intelligence. AI-Assisted Lending supports monitoring, prioritization and future lending workflows through intelligent agents and AI-driven analysis. From anomaly detection and portfolio insights to AI-assisted workflows and future decision support.
Connect
Link borrower systems and data sources
Validate
Standardise and quality-check data
Calculate
Run borrowing base and covenant logic
Monitor
Track exceptions and risk signals
Decide
Act on real-time portfolio insight
Trusted by leading lenders
“Switching from spreadsheets to the Finterface data platform has helped us de-risk our portfolio, while enabling us to provide more transparency for our borrowers.”
Martijn Witvoet Managing Director, Head of Asset Valuation ABN AMRO Asset Based Finance
Read customer stories“Finterface has helped us to further enhance our risk management processes, improve operational efficiency, and enable us to provide further support for our existing commercial borrowers with additional finance solutions.”
Sarah Barker Managing Director – Structured Finance DF Capital
Read customer stories
Customer story
ABN AMRO • From a monthly snapshot to daily risk management
Read their story““There’s no point in visiting a client every year only to hear that everything is fine. There are clients where things aren’t going as they should. That’s where I want to be.””
Frequently asked questions
Asset-Based Lending software digitises the ABL process: it connects borrower data, automates borrowing base calculations and provides real-time collateral and portfolio insight — replacing manual spreadsheets and monthly reporting cycles.
Finterface continuously monitors Key Risk Indicators (KRIs) across inventory, accounts receivable and general ledger data. Lenders can configure their own risk factors and thresholds, with automated alerts when warning or critical levels are reached.
Multiple risk factors can also be combined into a borrower-level Risk Score, giving ABL teams a consistent way to identify emerging risks and prioritise attention across the portfolio.
Finterface manages the onboarding process together with the lender and borrower:
- Kick-off – We align with the borrower on their systems, data sources, contacts and timeline.
- Connect – We establish the connection to the borrower’s systems. This requires minimal technical capacity on the borrower side.
- Map and configure – Finterface maps the borrower’s data to the platform and configures the required data flows.
- Validate – Together with the borrower, we check that the data is complete, accurate and correctly represented.
- Configure the facility – Together with the lender, we configure and validate the Credit Agreement and relevant parameters.
- Go live – Once the configuration has been approved, the borrower goes live and data can be updated automatically at the agreed frequency.
Protecting confidential borrower data is a core part of how Finterface operates. Our Information Security Management System is ISO 27001 certified, providing a structured framework for managing information security.
Finterface uses secure connections to access relevant data from borrowers’ systems, such as ERP, accounting and warehouse management systems. Borrowers retain ownership of their data, while access is restricted to authorised users. Finterface does not sell or commercially exploit borrower data, and connections to borrower systems are stopped when the contractual relationship ends.