We make Asset-Based Lending digital, predictable and scalable.
Finterface helps Asset-Based lenders automate borrowing base calculations and continuously monitor collateral and risk using real-time data from borrowers’ systems.
Built for automation today. Designed for intelligence tomorrow.
One platform. Continuous control across ABL.
From borrower data to borrowing base calculations, monitoring and portfolio insight, Finterface brings the critical layers of modern ABL into one connected operating model.
Meet the platform behind modern ABL
One platform that connects borrower data, applies lender-defined logic and creates a shared view across the lending ecosystem.
We cracked the inventory code. Then we digitised the rest of ABL.
Inventory is one of the most data-intensive and operationally complex parts of Asset-Based Lending. Finterface turns granular inventory data from different borrowers and systems into one consistent model for monitoring, borrowing base calculations and risk analysis.
From SKU-level inventory detail to portfolio-wide oversight.
One platform for all assets behind ABL
Bring inventory, receivables and the data behind borrowing base calculations into one consistent operating model.
Control your data
Standardise granular inventory data across borrowers, entities, warehouses and systems.
- SKU-level inventory visibility
- Eligibility & advance rate logic
- Inventory risk monitoring
- Retention of title considerations
- Automated borrowing base calculation
Bring receivables into the same trusted ABL data foundation. Increase visibility, consistency and control across borrowers, facilities and lending decisions.
- Debtor and ageing analysis
- Dilution and concentration checks
- Eligibility rules per facility
Turn years of borrower and portfolio data into insight that strengthen oversight and analysis.
- Calculation history
- Trend and benchmark analysis
- Audit-ready data lineage
Structured data is the prerequisite for useful AI in lending. Finterface creates the consistent, traceable data foundation needed for advanced analysis, anomaly detection and future AI-assisted decision support.
- Risk signals and anomaly detection
- Portfolio-wide insight
- Structured, AI-ready data
Structured data today.
Intelligent lending tomorrow.
An AI-ready data foundation. Consistent financial logic across every borrower, every period, every facility — with outputs your auditors can trace end-to-end.
- Configurable eligibility rules and advance rates
- Covenant checks built into every calculation
- Full calculation history and data lineage
Customer story
ABN AMRO • From a monthly snapshot to daily risk management
Read their story““There’s no point in visiting a client every year only to hear that everything is fine. There are clients where things aren’t going as they should. That’s where I want to be.””
Scale ABL operations without increasing risk or complexity
Grow the ABL portfolio while keeping operational load and risk profile flat, backed by one consistent data foundation.
- Standardised processes across facilities and teams
- Automated calculations replace manual cycles
- Portfolio-wide oversight in one place
25% ➜ 0%
time spent on spreadsheet processing
20% ➜ 65%
time spent on data analysis
ABL is moving beyond reporting.
Leading lenders are shifting from periodic reviews and manual processes toward real-time insight, intelligence monitoring, AI-assisted workflows and scalable portfolio operations.
Real-time insight
Collateral positions and borrowing base status, always current — not last month's snapshot.
Intelligent monitoring
Exceptions and risk signals surface as they happen, not at the next reporting cycle.
Scalable operations
Grow the portfolio without growing the back-office or the operational risk.
See what modern ABL looks like for your portfolio.
Get a tailored walkthrough of where Finterface fits your operating model, risk and governance.